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Contractor vs Church of Scientology
Contractor vs Church of Scientology see scientology in action doing there rip off style to this working man
pass it on
Length: 98
Rating: 4.90 (1574 ratings)
Tags: Public Service Announcements Government
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Contractor Insurances
NET 85% OF YOUR INCOME: http://www.tarpon-uk.com/contractor-salary-calculator/?WT.mc_id=ON_V_YouTubeTop20
0845 643 1580
Info@tarpon-uk.com
Insurances
Why do I need insurance cover?
Attitudes to insurance vary. Some believe it to be a 'necessary evil' whilst others have a strong belief in the protection of their business, which insurance affords. An insurance policy is a legal contract which must be expressed in relatively complex legal terms. It is a promise to provide compensation for something which may never happen. Any contractor, without adequate insurance, risks the success of his business.
Types of insurance available
There are various types of business insurance available, the most common types to contractors are:
• Employers Liability
• Public Liability
• Professional Indemnity
Employers Liability Insurance
Most employers are required by the law to insure against liability for injury or disease to their employees arising out of their employment. Employers Liability Insurance covers your business if an employee is injured or falls ill at work. Employers' Liability Insurance will meet the cost of compensation for injuries sustained to your employees (or illnesses), whether caused on or off site.
By law, an employer must have and be insured for at least £5 million. Most insurers automatically provide cover of at least £10 million. When you take out a policy you will receive a certificate of employers' liability compulsory insurance. You must display a copy of this where employees can easily read it and keep copies for at least 40 years or risk a fine. You need to make these certificates available to health and safety inspectors on request.
Public Liability Insurance
Public liability insurance covers claims made against your business, if its owners, directors or employees are shown to be responsible for personal injuries to a third party or damage to property.
Public liability insurance is a core cover of many types of insurance; indeed you are usually unable to buy employers liability cover without it. Public liability covers the Business to a certain limit of indemnity. This is usually £1m, £2m or £5m and occasionally £10m
• Example:
Whilst at a customer's site, you accidentally knock over a cup of coffee, and the contents pour down the back of a computer, damaging it beyond repair. Public liability insurance would cover any claim from the customer.
Professional Indemnity Insurance
This protects your business against compensation sought by a client if you have made mistakes or are found to have been negligent in some or all of the services that you provide for them. Professional indemnity insurance will also cover any legal costs.
Without Professional Indemnity Insurance companies would expose themselves and run the risk of being sued for all sorts of claims. One important aspect to bear in mind when considering professional indemnity insurance is that you need to be covered both at the time of the event and when the claim is made. This is because there can often be a long delay between an event and a subsequent claim.
• Example:
A negligent act, or error made during the course of your duties
So, in summary...
...whether you are setting up your own limited company or using the services of an umbrella company always ensure that you have adequate cover for the nature of your business
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Length: 232
Rating: 5.00 (34 ratings)
Tags: umbrella tarpon payroll tarponltd insurances paye advice salary pay tax employee benefits agency contractor contracting
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Aegis Defence Services contractor firing at civilian cars.
Check out these background links here:
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- What you will find in these background links, shows that it's the British securety firm -Aegis Defence Services- employees, that's filming themselves in this video. It's presumably 1 in a series of 4 videos they made.
The contractors were cleared through an internal "investigation" by the securety firm itself.
And later by an US Army led "investigation".
But no matter what their acts in Iraq, they cannot be prosecuted in Iraqi courts.
Before Paul Bremer, Bush's viceroy in Baghdad, left Iraq in 2004 he issued an edict, known as Order 17.
It immunized contractors from prosecution in Iraq.
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British mercenary firm exposed in civilian shooting incident in Iraq
http://www.globalresearch.ca/index.php?context=viewArticle&code=MAD20051201&articleId=1381
'Trophy' video exposes private security contractors shooting up Iraqi drivers
http://www.telegraph.co.uk/news/main.jhtml?xml=/news/2005/11/27/wirq27.xml&sSheet=/news/2005/11/27/ixworld.html
Trophy Video Could Prove Costly for Aegis
http://www.antiwar.com/orig/griffin.php?articleid=8197
Iraqi 'shooting' videos examined
http://news.bbc.co.uk/2/hi/uk_news/4490494.stm
Aegis Security Service
http://news.bbc.co.uk/2/hi/uk_news/5080970.stm
Who Will Stop the U.S. Shadow Army in Iraq?
http://english.alarabonline.org/display.asp?fname=2007%5C04%5C04-30%5Czopinionz%5C961.htm&dismode=x&ts=30/04/2007%2008:28:45%20%C3%95
44,000 private security contractors in Iraq
http://news.independent.co.uk/world/middle_east/article2594165.ece
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The Human Cost of Occupation
http://www.antiwar.com/casualties/
The financial Costs of the War in Iraq
http://costofwar.com/
Putting the Annual Cost of War in Perspective
http://www.nytimes.com/2007/01/17/business/17leonhardt.html?ex=1326690000&en=7f221bfce7a6408c&ei=5090
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Length: 152
Rating: 3.80 (305 ratings)
Tags: war crimes Iraq contractors mercenary blackwater aegis IPOA soldier baghdad criminal sin crime Elvis music shadow army
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Contractor Pensions
http://www.tarpon-uk.com/?WT.mc_id=ON_V_YouTube
0845 643 1580
Info@tarpon-uk.com
Contractor Pensions
What is a pension?
A pension is a long-term investment to provide a source of regular income when you retire. Contributions are made into a pension fund while you are working which will then give you regular payments once you have retired based on the amount you have contributed.
A pension is one of the most cost effective ways of saving for retirement as the government gives you tax relief on contributions made. For example, a basic rate taxpayer can contribute £78 to their pension scheme; this is then "topped up" by the tax man meaning you actually have £100 contributed to your fund.
Less than half of people are currently saving enough for when they retire and nearly a quarter of people are not saving at all. When you retire, you'll still have bills to pay and will also want a regular income so that you can enjoy and make the most of your retirement years.
Why do I need one?
A lot of people may think that retirement is a long way off for them, and so put off setting up a pension fund. But people are living longer meaning your retirement years could equal a third of your life, so the earlier you begin making contributions to a pension fund the better. The State Pension gives a basic income when you retire, but it is wise to set up a private pension as well so that you can live the lifestyle you want.
Types of pensions
• The Basic State Pension
How much you get will depend on how much you have paid in National Insurance Contributions during your working life.
• The Additional State Pension
Depending on your individual circumstances, you may be entitled to additional State Pension.
• Occupational Pension
This is an arrangement that an employer may make to provide its employees with a pension when they retire. These are also known as work or company pensions. Most employers who run these schemes make contributions to the pension on top of the employee's contribution.
• Stakeholder Pension
This is an individual pension. The money you contribute is invested and can be moved to wherever you are working. There are a number of government requirements -- low minimum investments, capped fees and flexibility.
• Personal Pension
This is an individual pension which is likely to have higher minimum investments and fees than a stakeholder pension, but there will often be greater investment choice and flexibility.
• Self Invested Personal Pension
A Self Invested Personal Pension (SIPP) can allow you to take a much more active role in the investment of your pension pot. You may be able to choose from a range of fund managers and you could invest directly in property.
You should always seek financial advice before making any decisions about how to invest for your pension.
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Length: 178
Rating: 5.00 (31 ratings)
Tags: umbrella pension tarpon payroll tarponltd ltd paye advice salary pay tax employee benefits agency contractor contracting
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Homeowner Picks Shoddy Contractor From Web Site
A homeowner is left wondering why the Web site she used to find a contractor for her deck didn't do checks on him to see if he was a credible company to use.
Length: 172
Rating: 3.50 (6 ratings)
Tags: WBAL Baltimore I-Team construction contractor web site
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